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Technology holding company

We build companies that move the financial and digital markets.

PinhoTech brings together companies in software, financial services, credit, management and healthcare. We share engineering, capital and people so each one grows faster than it would on its own.

The group in numbers

  • +145

    Clients served

  • +20

    Years of technology experience

  • +90

    Platforms under management

  • +548

    Thousand hours of development

Portfolio

The PinhoTech companies

Each company has its own brand, team and market. Behind all of them, the same engineering and the same way of working.

RubPay

Financial services

A white-label platform for companies to launch their own digital bank: accounts, cards, lending, merchant acquiring, international accounts and benefits.

RubCred

Credit

A securitization company with a white-label credit platform for payroll, personal and business loans, with fast simulation and signing and auditable credit decisions.

RubFlow

Coming soon

Management SaaS

A management platform for companies: finance, invoicing and people, in one place.

  • Integrated management

About the holding

Technology and people management

PinhoTech was born from years of building technology platforms for the financial and services markets. That experience gave rise to companies of our own, each focused on one problem.

The holding's role is to give these companies what none of them would have alone: a shared engineering foundation, capital, governance and, above all, people ready to lead.

Thiago Pinho

Founder & CEO

How we work

A holding company that builds alongside

We are not partners on paper only. We take part in the day-to-day of every company in the group.

  • We create companies

    We spot opportunities, validate the product and put together the team that will take it to market.

  • Shared engineering

    Infrastructure, security and platform components reused across the companies, to launch faster and with less risk.

  • People and leadership

    We train and grow technical and business leaders, because good companies are made of aligned people.

  • Governance and capital

    Centralized financial, legal and strategic management, so each company can focus on its customers.

Concept

We believe that people aligned on the same goals can break through barriers and find their path to success.
PinhoTech

Contact us

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